:root{
  --navy:#0b2341;
  --blue:#1468a8;
  --teal:#1aa6a6;
  --sky:#eaf6fb;
  --white:#ffffff;
  --text:#173047;
  --muted:#66788a;
  --line:#d9e5ee;
  --shadow:0 14px 40px rgba(11,35,65,.10);
  --radius:20px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--text);background:#fff;line-height:1.6}
a{color:inherit}
.container{width:min(1120px,92%);margin:auto}
.topbar{background:var(--navy);color:white;font-size:.92rem}
.topbar .container{display:flex;justify-content:space-between;gap:16px;padding:9px 0;flex-wrap:wrap}
header{position:sticky;top:0;background:rgba(255,255,255,.97);backdrop-filter:blur(8px);z-index:20;border-bottom:1px solid var(--line)}
.nav{display:flex;align-items:center;justify-content:space-between;padding:14px 0;gap:24px}
.brand{display:flex;align-items:center;gap:12px;text-decoration:none}
.brandmark{width:45px;height:45px;border-radius:14px;background:linear-gradient(135deg,var(--blue),var(--teal));display:grid;place-items:center;color:white;font-weight:800}
.brandtext strong{display:block;color:var(--navy);font-size:1.02rem;letter-spacing:.2px}
.brandtext span{font-size:.78rem;color:var(--muted)}
nav{display:flex;align-items:center;gap:20px}
nav a{text-decoration:none;font-weight:700;font-size:.94rem}
.btn{display:inline-block;text-decoration:none;border-radius:999px;padding:13px 20px;font-weight:800;border:2px solid transparent;transition:.2s}
.btn-primary{background:var(--blue);color:white}
.btn-secondary{border-color:var(--blue);color:var(--blue);background:white}
.btn:hover{transform:translateY(-1px)}
.hero{background:linear-gradient(135deg,#f2fbff 0%,#e8f3fb 55%,#fff 100%);padding:78px 0 64px}
.hero-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:46px;align-items:center}
.eyebrow{display:inline-flex;gap:8px;align-items:center;background:white;border:1px solid var(--line);border-radius:999px;padding:7px 12px;font-weight:800;font-size:.82rem;color:var(--blue)}
h1{font-size:clamp(2.4rem,5vw,4.4rem);line-height:1.03;margin:18px 0;color:var(--navy);letter-spacing:-1.5px}
.hero p{font-size:1.12rem;color:#4b6276;max-width:650px}
.actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:28px}
.trust{display:flex;gap:20px;flex-wrap:wrap;margin-top:28px;font-weight:700;font-size:.9rem;color:#41596f}
.hero-card{background:white;border-radius:28px;padding:28px;box-shadow:var(--shadow);border:1px solid var(--line)}
.hero-card h3{margin:0 0 8px;color:var(--navy);font-size:1.35rem}
.quick-list{list-style:none;padding:0;margin:18px 0}
.quick-list li{padding:12px 0;border-bottom:1px solid var(--line);display:flex;gap:10px}
.quick-list li:before{content:"✓";color:var(--teal);font-weight:900}
.section{padding:76px 0}
.section.alt{background:#f7fbfd}
.section-title{text-align:center;max-width:760px;margin:0 auto 38px}
.section-title h2{font-size:clamp(2rem,4vw,3rem);line-height:1.1;color:var(--navy);margin:0 0 12px}
.section-title p{color:var(--muted);margin:0}
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.card{border:1px solid var(--line);border-radius:var(--radius);padding:25px;background:white;box-shadow:0 8px 24px rgba(12,51,76,.05)}
.icon{width:48px;height:48px;border-radius:14px;background:var(--sky);display:grid;place-items:center;font-size:1.4rem;margin-bottom:15px}
.card h3{margin:0 0 8px;color:var(--navy)}
.card p{color:var(--muted);margin:0}
.split{display:grid;grid-template-columns:1fr 1fr;gap:42px;align-items:start}
.checklist{list-style:none;padding:0}
.checklist li{margin:13px 0;padding-left:30px;position:relative}
.checklist li:before{content:"✓";position:absolute;left:0;color:var(--teal);font-weight:900}
.highlight{background:var(--navy);color:white;border-radius:28px;padding:38px}
.highlight h2,.highlight h3{color:white;margin-top:0}
.highlight p{color:#d7e4ef}
.audience{display:flex;gap:10px;flex-wrap:wrap;margin-top:20px}
.pill{background:#eff7fb;border:1px solid #d6e9f1;color:var(--navy);border-radius:999px;padding:8px 12px;font-weight:700;font-size:.87rem}
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}
.step{padding:22px;border-top:4px solid var(--teal);background:white;border-radius:14px;box-shadow:0 6px 22px rgba(12,51,76,.06)}
.step b{display:block;color:var(--blue);font-size:.82rem;text-transform:uppercase;letter-spacing:.8px}
.cta{background:linear-gradient(135deg,var(--blue),var(--navy));color:white;border-radius:32px;padding:46px;display:flex;justify-content:space-between;gap:30px;align-items:center}
.cta h2{font-size:2.1rem;margin:0 0 8px}
.cta p{margin:0;color:#d8e8f4}
.cta .btn{background:white;color:var(--navy)}
.contact-grid{display:grid;grid-template-columns:.8fr 1.2fr;gap:32px}
.contact-box{background:#f7fbfd;border:1px solid var(--line);border-radius:22px;padding:26px}
.form{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.form .full{grid-column:1/-1}
label{font-weight:700;font-size:.9rem;display:block;margin-bottom:6px}
input,select,textarea{width:100%;border:1px solid #cbdbe6;border-radius:12px;padding:13px;font:inherit;background:white}
textarea{min-height:120px;resize:vertical}
button{cursor:pointer}
footer{background:#081a2d;color:#b9cad8;padding:38px 0}
.footer-grid{display:flex;justify-content:space-between;gap:24px;flex-wrap:wrap}
.small{font-size:.82rem;color:#72889b}
.notice{font-size:.82rem;color:#6c7f90;margin-top:18px}
.mobile-cta{display:none}
@media(max-width:850px){
  nav a:not(.btn){display:none}
  .hero-grid,.split,.contact-grid{grid-template-columns:1fr}
  .cards{grid-template-columns:1fr}
  .steps{grid-template-columns:1fr 1fr}
  .hero{padding-top:52px}
  .cta{flex-direction:column;align-items:flex-start}
}
@media(max-width:560px){
  .steps,.form{grid-template-columns:1fr}
  .form .full{grid-column:auto}
  .topbar .container{justify-content:center;text-align:center}
  nav .btn{display:none}
  .mobile-cta{display:flex;position:fixed;bottom:14px;left:14px;right:14px;z-index:50;gap:8px}
  .mobile-cta a{flex:1;text-align:center;box-shadow:var(--shadow)}
  body{padding-bottom:72px}
}

.brand-logo{
  width:62px;height:62px;object-fit:contain;border-radius:50%;background:white;
}
.hero-photo{
  width:100%;height:220px;object-fit:cover;border-radius:18px;margin-bottom:22px;
  border:1px solid var(--line);
}
.landing-photo{
  width:100%;max-width:620px;height:260px;object-fit:cover;border-radius:22px;
  margin-top:30px;box-shadow:var(--shadow);border:1px solid var(--line);
}
@media(max-width:560px){
  .brand-logo{width:50px;height:50px}
  .brandtext span{display:none}
  .hero-photo,.landing-photo{height:200px}
}